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Car Insurance in Italy

Wow! It’s expensive to insure a car here in Italy. I pay over 1,400 Euros for what in the UK would be 3rd party fire and theft.

I can’t even think about fully comp cover here – it is prohibitively expensive.

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Stop reading, start speaking

Stop translating in your head and start speaking Italian for real with the only audio course that prompt you to speak.

Back in the UK I could probably insure three cars fully comp for what I pay here. Tried to pay the insurance online, but the bank’s server seems to be down. Will try again later. My car is nearly ten years old, by the way but has a big engine and 4 wheel drive – which seems to up the insurance cost a little. Road tax is also pricey at €250 a year. The thing is I don’t even use the car here in Milan, I use public transport and walk.

Finding a parking place is virtually impossible or very expensive. Maybe I’ll get rid of the car, or get something that is cheaper to insure. I pay €150 a month for the privilege of keeping the thing in a garage, too. Luckily the VAT (IVA here) is deductible, and I avoid having the poor vehicle broken into or getting some fine for leaving it in the wrong place, or forgetting to move it when they come and clean the roads.

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